Privacy Policy

1. Who We Are

Nandi Nivesh Private Limited is an AMFI Registered Mutual Fund Distributor (ARN-223451) incorporated under the Companies Act, 2013 (CIN: U93000PN2020PTC194496).

• Registered Address: B202, Mirabel Apartment, Off Pan Cards Club Road, Baner, Pune 411045
• Office Address: 101 First Floor, Amelia Apartments, Lakaki Road, Model Colony, Shivajinagar, Pune 411016

We distribute mutual fund products and provide goal-based planning services to individuals and families.

2. Information We Collect

We collect information in the following circumstances:

• Contact and enquiry forms: Name, email address, and phone number when you submit a contact form or request a free resource on our website.
• Goal planning portal: Financial information including income, expenses, assets, liabilities, and investment goals, which you provide voluntarily through planner.nandinivesh.com for the purpose of goal planning.
• KYC and onboarding documents: Identity documents (Aadhaar, PAN), bank account details, and related documentation required for onboarding you on the BSE Star MF platform to process mutual fund transactions. This is collected offline or through secure channels and is mandated by regulatory requirements.

We do not use cookies, tracking pixels, or third-party analytics tools on any of our websites.

3. How We Use Your Information

• To respond to your enquiries and contact you regarding our services.
• To prepare personalised goal-based plans for you.
• To process mutual fund transactions on your behalf through BSE Star MF.
• To fulfil regulatory and compliance obligations as an AMFI Registered Mutual Fund Distributor.
• To send you relevant insights or updates, only where you have consented.

We do not use your data for advertising, profiling, or any purpose beyond what is described above.

4. How We Share Your Information

We do not sell, rent, or trade your personal information to any third party. We share your data only in the following limited circumstances:

• BSE Star MF platform: KYC and transaction data is shared with BSE Star MF as required to process mutual fund investments.
• Fund houses and RTAs: Transaction and KYC data is shared with relevant Asset Management Companies and Registrar and Transfer Agents as part of the investment process.
• Regulatory authorities: Where required by law, regulation, or court order, we may disclose information to SEBI, AMFI, or other applicable authorities.

5. Data Security

We take reasonable technical and organisational measures to protect your personal information from unauthorised access, disclosure, alteration, or destruction. Access to your data on planner.nandinivesh.com is restricted to authorised employees of Nandi Nivesh Private Limited and to you as the client.

While we take all reasonable precautions, no method of transmission over the internet is completely secure. We encourage you to contact us immediately if you suspect any unauthorised access to your information.

6. Data Retention

We retain your personal data for as long as you remain a client and for a period thereafter as required by applicable laws and regulations governing mutual fund distribution and financial services in India.

KYC documents are retained in accordance with PMLA (Prevention of Money Laundering Act) requirements and AMFI guidelines.

7. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate or incomplete data.
• Request deletion of your data, subject to regulatory retention obligations.
• Withdraw consent for communications at any time.

To exercise any of these rights, please contact us at rohit@nandinivesh.com.

8. Third-Party Links

Our website may contain links to external websites including Substack (for our blog) and BSE Star MF. We are not responsible for the privacy practices of those websites and encourage you to review their respective privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this page periodically.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please reach out to us:

• Email: rohit@nandinivesh.com
• Phone: +91 9175492000
• Office: 101 First Floor, Amelia Apartments, Lakaki Road, Model Colony, Shivajinagar, Pune 411016
• Hours: Monday to Saturday, 10AM to 6PM